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Photography Forums
quezzo
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Date Posted:
Jun/29/2010 3:52 PM
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Recently my lawyer suggested I get liability insurance for the photography business and she said she thought there was a type of insurance that covers the loss of photos. Is this true and if so, can someone suggest something to me?
I know I should get liability coverage period, but didn't know if there is something else I should be looking into.
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photolady
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Date Posted:
Jun/30/2010 10:36 AM
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The type of insurance your lawyer is talking about is commonly known as "errors and omissions".
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Alice
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nes
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Date Posted:
Sep/08/2010 10:09 AM
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when we were active we used Hartford business insurance. It covered the loss and damage of equipment, as well as liability.
If you visit the PPA site, they are a great resource for this type of question.
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kendrikwiley
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Date Posted:
Apr/10/2013 6:24 AM
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If you are sure everything is covered, then like most insurance that you will be looking for the best deal, so do not forget to find out if no claims discounts are available, and don't forget to check on additional costs, this can significantly increase or decrease your premiums.
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swanseamale47
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Date Posted:
Apr/11/2013 6:32 AM
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I'd suggest you check with your lawyer as to what covers needed for your area, it varies country by country and even state by state as I understand it, also get a proper contract drawn up at the same time to cover yourself.
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Administrator
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Date Posted:
Apr/21/2013 2:17 PM
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Hi quezzo,
You may also benefit from reading the Photographytips.com article about insurance at http://www.photographytips.com/page.cfm/37492 - "Insure your photography equipment".
Best wishes,
Dan
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Forums Administrator
Message edited by: Administrator on 04/21/2013 14:24:53
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